Elementary School Teacher Salary in Massachusetts

How Much Does a Elementary School Teacher Make in Massachusetts?

In Massachusetts, Elementary School Teachers earn a median of $83,260, with most earning between $64,000 and $99,100 (BLS Occupational Employment Statistics, May 2024).

Educate students in elementary school (grades K-5)

Your actual take-home pay as a Elementary School Teacher in Massachusetts depends on:

• Your specific salary or hourly rate
• Federal income tax (10% to 37% progressive rates)
• FICA taxes (7.65% for Social Security and Medicare)
• Massachusetts state income tax
• Local taxes (if applicable in your city)
• Health insurance and retirement contributions
• Cost of living in your specific city or region

Taxes for Elementary School Teacher in Massachusetts

As a Elementary School Teacher working in Massachusetts, you'll pay the following taxes on your income:

Federal Income Tax

Everyone in the US pays federal income tax, including Elementary School Teacher professionals. The federal tax system uses progressive tax brackets ranging from 10% to 37%, meaning you pay different rates on different portions of your income.

FICA Taxes

Social Security and Medicare taxes (FICA) total 7.65% of your gross income:

• Social Security: 6.2% (on first $168,600 in 2025)
• Medicare: 1.45% (no income limit)
• Additional Medicare: 0.9% on income over $200,000

Massachusetts State Income Tax

Massachusetts has a state income tax that applies to all Elementary School Teacher salaries earned in the state. The exact rate depends on Massachusetts's tax brackets and your total income.

Use our Massachusetts salary calculator to see your exact state tax based on your Elementary School Teacher salary.

Cost of Living for Elementary School Teacher in Massachusetts

Your Elementary School Teacher salary goes further or shorter depending on the cost of living in your area of Massachusetts. Key factors include:

• Housing: Rent or mortgage payments (often 25-35% of take-home pay)
• Transportation: Car payments, gas, insurance, or public transit
• Food: Groceries and dining out
• Healthcare: Insurance premiums, copays, prescriptions
• Utilities: Electric, gas, water, internet

A $83,260 Elementary School Teacher salary in a low-cost area of Massachusetts provides significantly more buying power than the same salary in an expensive metro area.

Elementary School Teacher Salary Examples in Massachusetts

Here's what different Elementary School Teacher salary levels look like in Massachusetts:

Estimated for a single filer, standard deduction, 2026 federal tax rates. Calculate your exact take-home →

Calculate your exact take-home pay: These are estimates. For precise calculations based on your specific situation, use our Massachusetts salary calculator.

Compare Elementary School Teacher Salaries Across States

The same Elementary School Teacher salary can result in very different take-home pay depending on the state:

• No-tax states (TX, FL, NV, TN, WA): Higher take-home pay
• Low-tax states (AZ, IN, ND, PA): Moderate take-home pay
• High-tax states (CA, NY, NJ, HI): Lower take-home pay

A $83,260 Elementary School Teacher salary in California results in about $4,163 to $8,326 less take-home pay per year compared to the same salary in a no-tax state.

Frequently Asked Questions

What is the average Elementary School Teacher salary in Massachusetts?

The median Elementary School Teacher salary in Massachusetts is $83,260 (BLS, May 2024), with most earning between $64,000 and $99,100.

How much does a Elementary School Teacher make after taxes in Massachusetts?

A Elementary School Teacher earning the Massachusetts median of $83,260 takes home approximately $63,240 per year after federal tax (~$9,487) and FICA (~$6,369), plus Massachusetts state tax (~$4,163). Estimated for a single filer, standard deduction, 2026 federal tax rates. Calculate your exact take-home →

Is Massachusetts a good state for Elementary School Teacher professionals?

It depends on your priorities. Consider Massachusetts's cost of living, career opportunities, quality of life, and state tax burden when evaluating your options.

Next Steps

Ready to see your exact Elementary School Teacher take-home pay in Massachusetts?

Use our Massachusetts salary calculator →

Or compare Elementary School Teacher salaries across different states to find the best location for your career.