Software Engineer Salary in Texas

How Much Does a Software Engineer Make in Texas?

The typical Software Engineer salary in Texas ranges from $77,000 to $143,000, with the national median at $110,000.

Design, develop, and maintain software applications and systems Your actual take-home pay as a Software Engineer in Texas depends on:

• Your specific salary or hourly rate
• Federal income tax (10% to 37% progressive rates)
• FICA taxes (7.65% for Social Security and Medicare)
• Local taxes (if applicable in your city)
• Health insurance and retirement contributions
• Cost of living in your specific city or region

Taxes for Software Engineer in Texas

As a Software Engineer working in Texas, you'll pay the following taxes on your income:

Federal Income Tax

Everyone in the US pays federal income tax, including Software Engineer professionals. The federal tax system uses progressive tax brackets ranging from 10% to 37%, meaning you pay different rates on different portions of your income.

FICA Taxes

Social Security and Medicare taxes (FICA) total 7.65% of your gross income:

• Social Security: 6.2% (on first $168,600 in 2025)
• Medicare: 1.45% (no income limit)
• Additional Medicare: 0.9% on income over $200,000

Texas Has No State Income Tax

Great news! Texas is one of only 9 states with no state income tax. This means you keep more of your Software Engineer salary compared to working in states like California (up to 13.3% tax) or New York (up to 10.9% tax).

Example: A Software Engineer earning $110,000 in Texas saves approximately $5,500 to $11,000 per year in state income tax compared to high-tax states.

Cost of Living for Software Engineer in Texas

Your Software Engineer salary goes further or shorter depending on the cost of living in your area of Texas. Key factors include:

• Housing: Rent or mortgage payments (often 25-35% of take-home pay)
• Transportation: Car payments, gas, insurance, or public transit
• Food: Groceries and dining out
• Healthcare: Insurance premiums, copays, prescriptions
• Utilities: Electric, gas, water, internet

A $110,000 Software Engineer salary in a low-cost area of Texas provides significantly more buying power than the same salary in an expensive metro area.

Software Engineer Salary Examples in Texas

Here's what different Software Engineer salary levels look like in Texas:

Entry-Level Software Engineer ($77,000)

• Gross annual salary: $77,000
• Federal tax: ~$9,240
• FICA: ~$5,891
• Approximate take-home: $57,750

Median Software Engineer ($110,000)

• Gross annual salary: $110,000
• Federal tax: ~$17,600
• FICA: ~$8,415
• Approximate take-home: $79,200

Experienced Software Engineer ($143,000)

• Gross annual salary: $143,000
• Federal tax: ~$31,460
• FICA: ~$10,940
• Approximate take-home: $92,950

Calculate your exact take-home pay: These are estimates. For precise calculations based on your specific situation, use our Texas salary calculator.

Compare Software Engineer Salaries Across States

The same Software Engineer salary can result in very different take-home pay depending on the state:

• No-tax states (TX, FL, NV, TN, WA): Higher take-home pay
• Low-tax states (AZ, IN, ND, PA): Moderate take-home pay
• High-tax states (CA, NY, NJ, HI): Lower take-home pay

A $110,000 Software Engineer salary in California results in about $5,500 to $11,000 less take-home pay per year compared to the same salary in Texas.

Frequently Asked Questions

What is the average Software Engineer salary in Texas?

The average Software Engineer salary in Texas varies by experience, location within the state, and employer. The national median is $110,000, with typical Texas salaries ranging from $77,000 to $143,000.

How much does a Software Engineer make after taxes in Texas?

After federal taxes, FICA, and typical deductions, a Software Engineer earning $110,000 in Texas takes home approximately $77,000 to $82,500 per year.

Is Texas a good state for Software Engineer professionals?

Yes! Texas's lack of state income tax means Software Engineer professionals keep more of their earnings. Combined with cost of living and career opportunities, Texas can be very attractive.

Next Steps

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Use our Texas salary calculator →

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