Physician Salary in Massachusetts

How Much Does a Physician Make in Massachusetts?

The typical Physician salary in Massachusetts ranges from $154,000 to $286,000, with the national median at $220,000.

Diagnose and treat illnesses, injuries, and medical conditions Your actual take-home pay as a Physician in Massachusetts depends on:

• Your specific salary or hourly rate
• Federal income tax (10% to 37% progressive rates)
• FICA taxes (7.65% for Social Security and Medicare)
• Massachusetts state income tax
• Local taxes (if applicable in your city)
• Health insurance and retirement contributions
• Cost of living in your specific city or region

Taxes for Physician in Massachusetts

As a Physician working in Massachusetts, you'll pay the following taxes on your income:

Federal Income Tax

Everyone in the US pays federal income tax, including Physician professionals. The federal tax system uses progressive tax brackets ranging from 10% to 37%, meaning you pay different rates on different portions of your income.

FICA Taxes

Social Security and Medicare taxes (FICA) total 7.65% of your gross income:

• Social Security: 6.2% (on first $168,600 in 2025)
• Medicare: 1.45% (no income limit)
• Additional Medicare: 0.9% on income over $200,000

Massachusetts State Income Tax

Massachusetts has a state income tax that applies to all Physician salaries earned in the state. The exact rate depends on Massachusetts's tax brackets and your total income.

Use our Massachusetts salary calculator to see your exact state tax based on your Physician salary.

Cost of Living for Physician in Massachusetts

Your Physician salary goes further or shorter depending on the cost of living in your area of Massachusetts. Key factors include:

• Housing: Rent or mortgage payments (often 25-35% of take-home pay)
• Transportation: Car payments, gas, insurance, or public transit
• Food: Groceries and dining out
• Healthcare: Insurance premiums, copays, prescriptions
• Utilities: Electric, gas, water, internet

A $220,000 Physician salary in a low-cost area of Massachusetts provides significantly more buying power than the same salary in an expensive metro area.

Physician Salary Examples in Massachusetts

Here's what different Physician salary levels look like in Massachusetts:

Entry-Level Physician ($154,000)

• Gross annual salary: $154,000
• Federal tax: ~$18,480
• FICA: ~$11,781
• Massachusetts state tax: Varies
• Approximate take-home: $107,800

Median Physician ($220,000)

• Gross annual salary: $220,000
• Federal tax: ~$35,200
• FICA: ~$16,830
• Massachusetts state tax: Varies
• Approximate take-home: $147,400

Experienced Physician ($286,000)

• Gross annual salary: $286,000
• Federal tax: ~$62,920
• FICA: ~$21,879
• Massachusetts state tax: Varies
• Approximate take-home: $171,600

Calculate your exact take-home pay: These are estimates. For precise calculations based on your specific situation, use our Massachusetts salary calculator.

Compare Physician Salaries Across States

The same Physician salary can result in very different take-home pay depending on the state:

• No-tax states (TX, FL, NV, TN, WA): Higher take-home pay
• Low-tax states (AZ, IN, ND, PA): Moderate take-home pay
• High-tax states (CA, NY, NJ, HI): Lower take-home pay

A $220,000 Physician salary in California results in about $11,000 to $22,000 less take-home pay per year compared to the same salary in a no-tax state.

Frequently Asked Questions

What is the average Physician salary in Massachusetts?

The average Physician salary in Massachusetts varies by experience, location within the state, and employer. The national median is $220,000, with typical Massachusetts salaries ranging from $154,000 to $286,000.

How much does a Physician make after taxes in Massachusetts?

After federal taxes, FICA, Massachusetts state tax, and typical deductions, a Physician earning $220,000 in Massachusetts takes home approximately $143,000 to $154,000 per year.

Is Massachusetts a good state for Physician professionals?

It depends on your priorities. Consider Massachusetts's cost of living, career opportunities, quality of life, and state tax burden when evaluating your options.

Next Steps

Ready to see your exact Physician take-home pay in Massachusetts?

Use our Massachusetts salary calculator →

Or compare Physician salaries across different states to find the best location for your career.