Physical Therapist Salary in Texas

How Much Does a Physical Therapist Make in Texas?

The typical Physical Therapist salary in Texas ranges from $63,700 to $118,300, with the national median at $91,000.

Help patients recover from injuries and improve mobility Your actual take-home pay as a Physical Therapist in Texas depends on:

• Your specific salary or hourly rate
• Federal income tax (10% to 37% progressive rates)
• FICA taxes (7.65% for Social Security and Medicare)
• Local taxes (if applicable in your city)
• Health insurance and retirement contributions
• Cost of living in your specific city or region

Taxes for Physical Therapist in Texas

As a Physical Therapist working in Texas, you'll pay the following taxes on your income:

Federal Income Tax

Everyone in the US pays federal income tax, including Physical Therapist professionals. The federal tax system uses progressive tax brackets ranging from 10% to 37%, meaning you pay different rates on different portions of your income.

FICA Taxes

Social Security and Medicare taxes (FICA) total 7.65% of your gross income:

• Social Security: 6.2% (on first $168,600 in 2025)
• Medicare: 1.45% (no income limit)
• Additional Medicare: 0.9% on income over $200,000

Texas Has No State Income Tax

Great news! Texas is one of only 9 states with no state income tax. This means you keep more of your Physical Therapist salary compared to working in states like California (up to 13.3% tax) or New York (up to 10.9% tax).

Example: A Physical Therapist earning $91,000 in Texas saves approximately $4,550 to $9,100 per year in state income tax compared to high-tax states.

Cost of Living for Physical Therapist in Texas

Your Physical Therapist salary goes further or shorter depending on the cost of living in your area of Texas. Key factors include:

• Housing: Rent or mortgage payments (often 25-35% of take-home pay)
• Transportation: Car payments, gas, insurance, or public transit
• Food: Groceries and dining out
• Healthcare: Insurance premiums, copays, prescriptions
• Utilities: Electric, gas, water, internet

A $91,000 Physical Therapist salary in a low-cost area of Texas provides significantly more buying power than the same salary in an expensive metro area.

Physical Therapist Salary Examples in Texas

Here's what different Physical Therapist salary levels look like in Texas:

Entry-Level Physical Therapist ($63,700)

• Gross annual salary: $63,700
• Federal tax: ~$7,644
• FICA: ~$4,873
• Approximate take-home: $47,775

Median Physical Therapist ($91,000)

• Gross annual salary: $91,000
• Federal tax: ~$14,560
• FICA: ~$6,962
• Approximate take-home: $65,520

Experienced Physical Therapist ($118,300)

• Gross annual salary: $118,300
• Federal tax: ~$26,026
• FICA: ~$9,050
• Approximate take-home: $76,895

Calculate your exact take-home pay: These are estimates. For precise calculations based on your specific situation, use our Texas salary calculator.

Compare Physical Therapist Salaries Across States

The same Physical Therapist salary can result in very different take-home pay depending on the state:

• No-tax states (TX, FL, NV, TN, WA): Higher take-home pay
• Low-tax states (AZ, IN, ND, PA): Moderate take-home pay
• High-tax states (CA, NY, NJ, HI): Lower take-home pay

A $91,000 Physical Therapist salary in California results in about $4,550 to $9,100 less take-home pay per year compared to the same salary in Texas.

Frequently Asked Questions

What is the average Physical Therapist salary in Texas?

The average Physical Therapist salary in Texas varies by experience, location within the state, and employer. The national median is $91,000, with typical Texas salaries ranging from $63,700 to $118,300.

How much does a Physical Therapist make after taxes in Texas?

After federal taxes, FICA, and typical deductions, a Physical Therapist earning $91,000 in Texas takes home approximately $63,700 to $68,250 per year.

Is Texas a good state for Physical Therapist professionals?

Yes! Texas's lack of state income tax means Physical Therapist professionals keep more of their earnings. Combined with cost of living and career opportunities, Texas can be very attractive.

Next Steps

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Use our Texas salary calculator →

Or compare Physical Therapist salaries across different states to find the best location for your career.