Physical Therapist Salary in Texas

How Much Does a Physical Therapist Make in Texas?

In Texas, Physical Therapists earn a median of $103,710, with most earning between $85,560 and $124,160 (BLS Occupational Employment Statistics, May 2024).

Help patients recover from injuries and improve mobility

Your actual take-home pay as a Physical Therapist in Texas depends on:

• Your specific salary or hourly rate
• Federal income tax (10% to 37% progressive rates)
• FICA taxes (7.65% for Social Security and Medicare)
• Local taxes (if applicable in your city)
• Health insurance and retirement contributions
• Cost of living in your specific city or region

Taxes for Physical Therapist in Texas

As a Physical Therapist working in Texas, you'll pay the following taxes on your income:

Federal Income Tax

Everyone in the US pays federal income tax, including Physical Therapist professionals. The federal tax system uses progressive tax brackets ranging from 10% to 37%, meaning you pay different rates on different portions of your income.

FICA Taxes

Social Security and Medicare taxes (FICA) total 7.65% of your gross income:

• Social Security: 6.2% (on first $168,600 in 2025)
• Medicare: 1.45% (no income limit)
• Additional Medicare: 0.9% on income over $200,000

Texas Has No State Income Tax

Great news! Texas is one of only 9 states with no state income tax. This means you keep more of your Physical Therapist salary compared to working in states like California (up to 13.3% tax) or New York (up to 10.9% tax).

Example: A Physical Therapist earning $103,710 in Texas saves approximately $5,186 to $10,371 per year in state income tax compared to high-tax states.

Cost of Living for Physical Therapist in Texas

Your Physical Therapist salary goes further or shorter depending on the cost of living in your area of Texas. Key factors include:

• Housing: Rent or mortgage payments (often 25-35% of take-home pay)
• Transportation: Car payments, gas, insurance, or public transit
• Food: Groceries and dining out
• Healthcare: Insurance premiums, copays, prescriptions
• Utilities: Electric, gas, water, internet

A $103,710 Physical Therapist salary in a low-cost area of Texas provides significantly more buying power than the same salary in an expensive metro area.

Physical Therapist Salary Examples in Texas

Here's what different Physical Therapist salary levels look like in Texas:

Estimated for a single filer, standard deduction, 2026 federal tax rates. Calculate your exact take-home →

Calculate your exact take-home pay: These are estimates. For precise calculations based on your specific situation, use our Texas salary calculator.

Compare Physical Therapist Salaries Across States

The same Physical Therapist salary can result in very different take-home pay depending on the state:

• No-tax states (TX, FL, NV, TN, WA): Higher take-home pay
• Low-tax states (AZ, IN, ND, PA): Moderate take-home pay
• High-tax states (CA, NY, NJ, HI): Lower take-home pay

A $103,710 Physical Therapist salary in California results in about $5,186 to $10,371 less take-home pay per year compared to the same salary in Texas.

Frequently Asked Questions

What is the average Physical Therapist salary in Texas?

The median Physical Therapist salary in Texas is $103,710 (BLS, May 2024), with most earning between $85,560 and $124,160.

How much does a Physical Therapist make after taxes in Texas?

A Physical Therapist earning the Texas median of $103,710 takes home approximately $81,790 per year after federal tax (~$13,986) and FICA (~$7,934), with no Texas state income tax. Estimated for a single filer, standard deduction, 2026 federal tax rates. Calculate your exact take-home →

Is Texas a good state for Physical Therapist professionals?

Yes! Texas's lack of state income tax means Physical Therapist professionals keep more of their earnings. Combined with cost of living and career opportunities, Texas can be very attractive.

Next Steps

Ready to see your exact Physical Therapist take-home pay in Texas?

Use our Texas salary calculator →

Or compare Physical Therapist salaries across different states to find the best location for your career.