Pharmacist Salary in Tennessee

How Much Does a Pharmacist Make in Tennessee?

In Tennessee, Pharmacists earn a median of $131,290, with most earning between $119,150 and $143,120 (BLS Occupational Employment Statistics, May 2024).

Dispense prescription medications and provide healthcare advice

Your actual take-home pay as a Pharmacist in Tennessee depends on:

• Your specific salary or hourly rate
• Federal income tax (10% to 37% progressive rates)
• FICA taxes (7.65% for Social Security and Medicare)
• Local taxes (if applicable in your city)
• Health insurance and retirement contributions
• Cost of living in your specific city or region

Taxes for Pharmacist in Tennessee

As a Pharmacist working in Tennessee, you'll pay the following taxes on your income:

Federal Income Tax

Everyone in the US pays federal income tax, including Pharmacist professionals. The federal tax system uses progressive tax brackets ranging from 10% to 37%, meaning you pay different rates on different portions of your income.

FICA Taxes

Social Security and Medicare taxes (FICA) total 7.65% of your gross income:

• Social Security: 6.2% (on first $168,600 in 2025)
• Medicare: 1.45% (no income limit)
• Additional Medicare: 0.9% on income over $200,000

Tennessee Has No State Income Tax

Great news! Tennessee is one of only 9 states with no state income tax. This means you keep more of your Pharmacist salary compared to working in states like California (up to 13.3% tax) or New York (up to 10.9% tax).

Example: A Pharmacist earning $131,290 in Tennessee saves approximately $6,565 to $13,129 per year in state income tax compared to high-tax states.

Cost of Living for Pharmacist in Tennessee

Your Pharmacist salary goes further or shorter depending on the cost of living in your area of Tennessee. Key factors include:

• Housing: Rent or mortgage payments (often 25-35% of take-home pay)
• Transportation: Car payments, gas, insurance, or public transit
• Food: Groceries and dining out
• Healthcare: Insurance premiums, copays, prescriptions
• Utilities: Electric, gas, water, internet

A $131,290 Pharmacist salary in a low-cost area of Tennessee provides significantly more buying power than the same salary in an expensive metro area.

Pharmacist Salary Examples in Tennessee

Here's what different Pharmacist salary levels look like in Tennessee:

Estimated for a single filer, standard deduction, 2026 federal tax rates. Calculate your exact take-home →

Calculate your exact take-home pay: These are estimates. For precise calculations based on your specific situation, use our Tennessee salary calculator.

Compare Pharmacist Salaries Across States

The same Pharmacist salary can result in very different take-home pay depending on the state:

• No-tax states (TX, FL, NV, TN, WA): Higher take-home pay
• Low-tax states (AZ, IN, ND, PA): Moderate take-home pay
• High-tax states (CA, NY, NJ, HI): Lower take-home pay

A $131,290 Pharmacist salary in California results in about $6,565 to $13,129 less take-home pay per year compared to the same salary in Tennessee.

Frequently Asked Questions

What is the average Pharmacist salary in Tennessee?

The median Pharmacist salary in Tennessee is $131,290 (BLS, May 2024), with most earning between $119,150 and $143,120.

How much does a Pharmacist make after taxes in Tennessee?

A Pharmacist earning the Tennessee median of $131,290 takes home approximately $101,003 per year after federal tax (~$20,244) and FICA (~$10,044), with no Tennessee state income tax. Estimated for a single filer, standard deduction, 2026 federal tax rates. Calculate your exact take-home →

Is Tennessee a good state for Pharmacist professionals?

Yes! Tennessee's lack of state income tax means Pharmacist professionals keep more of their earnings. Combined with cost of living and career opportunities, Tennessee can be very attractive.

Next Steps

Ready to see your exact Pharmacist take-home pay in Tennessee?

Use our Tennessee salary calculator →

Or compare Pharmacist salaries across different states to find the best location for your career.