HVAC Technician Salary in Florida

How Much Does a HVAC Technician Make in Florida?

The typical HVAC Technician salary in Florida ranges from $35,700 to $66,300, with the national median at $51,000.

Install and repair heating, ventilation, and air conditioning systems Your actual take-home pay as a HVAC Technician in Florida depends on:

• Your specific salary or hourly rate
• Federal income tax (10% to 37% progressive rates)
• FICA taxes (7.65% for Social Security and Medicare)
• Local taxes (if applicable in your city)
• Health insurance and retirement contributions
• Cost of living in your specific city or region

Taxes for HVAC Technician in Florida

As a HVAC Technician working in Florida, you'll pay the following taxes on your income:

Federal Income Tax

Everyone in the US pays federal income tax, including HVAC Technician professionals. The federal tax system uses progressive tax brackets ranging from 10% to 37%, meaning you pay different rates on different portions of your income.

FICA Taxes

Social Security and Medicare taxes (FICA) total 7.65% of your gross income:

• Social Security: 6.2% (on first $168,600 in 2025)
• Medicare: 1.45% (no income limit)
• Additional Medicare: 0.9% on income over $200,000

Florida Has No State Income Tax

Great news! Florida is one of only 9 states with no state income tax. This means you keep more of your HVAC Technician salary compared to working in states like California (up to 13.3% tax) or New York (up to 10.9% tax).

Example: A HVAC Technician earning $51,000 in Florida saves approximately $2,550 to $5,100 per year in state income tax compared to high-tax states.

Cost of Living for HVAC Technician in Florida

Your HVAC Technician salary goes further or shorter depending on the cost of living in your area of Florida. Key factors include:

• Housing: Rent or mortgage payments (often 25-35% of take-home pay)
• Transportation: Car payments, gas, insurance, or public transit
• Food: Groceries and dining out
• Healthcare: Insurance premiums, copays, prescriptions
• Utilities: Electric, gas, water, internet

A $51,000 HVAC Technician salary in a low-cost area of Florida provides significantly more buying power than the same salary in an expensive metro area.

HVAC Technician Salary Examples in Florida

Here's what different HVAC Technician salary levels look like in Florida:

Entry-Level HVAC Technician ($35,700)

• Gross annual salary: $35,700
• Federal tax: ~$4,284
• FICA: ~$2,731
• Approximate take-home: $26,775

Median HVAC Technician ($51,000)

• Gross annual salary: $51,000
• Federal tax: ~$8,160
• FICA: ~$3,902
• Approximate take-home: $36,720

Experienced HVAC Technician ($66,300)

• Gross annual salary: $66,300
• Federal tax: ~$14,586
• FICA: ~$5,072
• Approximate take-home: $43,095

Calculate your exact take-home pay: These are estimates. For precise calculations based on your specific situation, use our Florida salary calculator.

Compare HVAC Technician Salaries Across States

The same HVAC Technician salary can result in very different take-home pay depending on the state:

• No-tax states (TX, FL, NV, TN, WA): Higher take-home pay
• Low-tax states (AZ, IN, ND, PA): Moderate take-home pay
• High-tax states (CA, NY, NJ, HI): Lower take-home pay

A $51,000 HVAC Technician salary in California results in about $2,550 to $5,100 less take-home pay per year compared to the same salary in Florida.

Frequently Asked Questions

What is the average HVAC Technician salary in Florida?

The average HVAC Technician salary in Florida varies by experience, location within the state, and employer. The national median is $51,000, with typical Florida salaries ranging from $35,700 to $66,300.

How much does a HVAC Technician make after taxes in Florida?

After federal taxes, FICA, and typical deductions, a HVAC Technician earning $51,000 in Florida takes home approximately $35,700 to $38,250 per year.

Is Florida a good state for HVAC Technician professionals?

Yes! Florida's lack of state income tax means HVAC Technician professionals keep more of their earnings. Combined with cost of living and career opportunities, Florida can be very attractive.

Next Steps

Ready to see your exact HVAC Technician take-home pay in Florida?

Use our Florida salary calculator →

Or compare HVAC Technician salaries across different states to find the best location for your career.